The Business Valuation Episode Every Owner Should Hear
In this episode, we're sitting down with Ryan Masterson, Partner at Kemper CPA Group and a seasoned expert in business valuation and succession planning. Whether you're years away from selling or just starting to think about your exit strategy, this conversation is packed with insight on what makes a business valuable and what business owners often overlook. From practical steps to prepare for a sale to common mistakes that can cost you in the long run, Ryan shares what every owner needs to know before handing over the keys. If you've ever wondered, "What's my business actually worth" this one's for you.
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Don't Drain Your Savings, Borrow From Your House Instead
If you've been thinking about a renovation, big purchase, or even paying off some high-interest debt, stop before you empty your savings. In this episode, we sit down with Taylor Abney to talk about HELOCs: what they are, how they work, and why your home might be the smartest place to borrow from. Learn how to unlock the equity you've already built, what to watch out for, and how to use a HELOC the right way.
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When $76K Beats $85K: The Hidden Power of Job Benefits
Would you turn down $85K for a $76K job? After this episode, you just might. Jill and Ashley dive into the hidden value of job benefits, comparing everything from health insurance and retirement match to PTO and remote flexibility, to show how a lower salary can actually be the better deal. If you've ever assumed more money means a better offer, this episode will make you think twice.
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Fix It or Forget It? What Actually Sells a Home
If you've ever stood in your living room staring at that chipped baseboard or outdated kitchen wondering, "Do I need to fix this before I list?", you're not alone. The truth is, prepping your home for sale can feel overwhelming. That's why we sat down with one of Southern Illinois's top real estate pros, Shelly Cain of Coldwell Banker J. David Thompson, to break it all down. Shelly has closed more than 271 deals in the past five years alone and knows exactly what makes a buyer walk through the front door, or drive right on past. From curb appeal to carpet choices, we covered it all in this week's episode and here's what we learned.
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The $10,000 Homebuying Secret You've Probably Never Heard Of
If you've been dreaming of homeownership but feel stuck because of the down payment, this episode might just change everything. Jill and Ashley sit down with Chief Mortgage Officer John Streuter to uncover a little-known grant program that could give eligible homebuyers up to $10,000, no strings attached (well, almost none). We're breaking down exactly how the Downpayment Plus® Program works, who qualifies, and how Farmers State Bank is making it easier than ever to take advantage of it. Whether you're a first-time buyer or re-entering the market, this is the kind of insider info that can make homeownership feel possible. John shares real stories, simplifies the fine print, and answers questions you didn't even know you had. If you or someone you know is ready to buy a home, or wants to be ready soon, this is a must-listen.
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