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Home Mortgage Loans

  • Competitive rates for home purchase, refinance, or construction
  • Helpful loan advisors with working knowledge of the Southern Illinois real estate market
  • Attentive, friendly service from start to finish
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Construction Line of Credit

  • Competitive rates for your home construction project
  • Available for primary residence or second home construction
  • Only pay interest when funds are used or drawn
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Home Equity Loans

  • Competitive rates for several short-term or one-time needs
  • The existing equity in your home is used as collateral backing
  • The interest paid might be tax deductible*
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Home Equity Line of Credit (HELOC)

  • Competitive rates for several ongoing or seasonal needs
  • Funds available anytime without reapplying
  • The interest paid might be tax deductible*
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Mortgage 101

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