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Whether you’re earning an allowance or paying the bills, this account makes it easy for everyone to start saving.

Key Features

Mobile Banking with Mobile Deposit

Online Banking


  • Competitive interest on balances of $100 or more
    • Interest rate and APY subject to change at any time at our discretion
    • The daily balance method that is used to calculate interest on your account applies a daily periodic rate to the principal in the account each day
    • Interest will be compounded and credited to your account every month
    • Interest will begin to accrue no later than the business day we receive credit for the noncash items (checks)
    • If you close your account before interest is credited, you do not receive accrued interest
  • FSB will contribute $20 per account opened for minors up to age 13, which cannot be withdrawn for a minimum of 12 months
  • Avoid the $2 monthly service fee by maintaining a $100 minimum balance (fee waived for customers age 18 or younger)
  • 5 free withdrawals per month; $1 fee for withdrawals in excess thereafter
  • Free online banking
  • Free mobile banking with mobile deposit
  • Free e-Statements
  • $100 minimum deposit to open ($5 for minors)