CD's for Every Savings Level: From $1,000 to $1 Million
Ever wondered if a CD is worth it and how much you really need to get started? In this episode, we break down smart CD strategies for every savings level, from $1,000 to $1 million. Whether you're new to saving or sitting on a large lump sum, we'll explain how to structure your CDs, avoid common mistakes, and even keep more than $250,000 fully insured at one bank. Don't worry if you've never heard of laddering, PODs, or CDARS. We're explaining it all in simple terms so you can start growing your money with confidence.
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The Business Valuation Episode Every Owner Should Hear
In this episode, we're sitting down with Ryan Masterson, Partner at Kemper CPA Group and a seasoned expert in business valuation and succession planning. Whether you're years away from selling or just starting to think about your exit strategy, this conversation is packed with insight on what makes a business valuable and what business owners often overlook. From practical steps to prepare for a sale to common mistakes that can cost you in the long run, Ryan shares what every owner needs to know before handing over the keys. If you've ever wondered, "What's my business actually worth" this one's for you.
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Don't Drain Your Savings, Borrow From Your House Instead
If you've been thinking about a renovation, big purchase, or even paying off some high-interest debt, stop before you empty your savings. In this episode, we sit down with Taylor Abney to talk about HELOCs: what they are, how they work, and why your home might be the smartest place to borrow from. Learn how to unlock the equity you've already built, what to watch out for, and how to use a HELOC the right way.
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When $76K Beats $85K: The Hidden Power of Job Benefits
Would you turn down $85K for a $76K job? After this episode, you just might. Jill and Ashley dive into the hidden value of job benefits, comparing everything from health insurance and retirement match to PTO and remote flexibility, to show how a lower salary can actually be the better deal. If you've ever assumed more money means a better offer, this episode will make you think twice.
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Fix It or Forget It? What Actually Sells a Home
If you've ever stood in your living room staring at that chipped baseboard or outdated kitchen wondering, "Do I need to fix this before I list?", you're not alone. The truth is, prepping your home for sale can feel overwhelming. That's why we sat down with one of Southern Illinois's top real estate pros, Shelly Cain of Coldwell Banker J. David Thompson, to break it all down. Shelly has closed more than 271 deals in the past five years alone and knows exactly what makes a buyer walk through the front door, or drive right on past. From curb appeal to carpet choices, we covered it all in this week's episode and here's what we learned.
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