MyFSB Book Club: The Psychology of Money
Why do some people seem to have it all and still never feel like it’s enough? Why might the guy in the flashy car have less in the bank than the guy in the beat-up truck? This month’s book club dives into The Psychology of Money by Morgan Housel, and we brought along Mitchell Cagle from the Farmers State Bank team, who read right along with us. We get real about our own money habits, from begging for the McDonald’s drive-thru as kids to the stock pick one of us was sure would go to the moon (spoiler: it didn’t). We talk about why Warren Buffett made most of his fortune after 60, what a fever has to do with your budget, and why the best kind of wealth is the kind nobody can see. Whether you’re a natural saver or a proud spender, you’ll hear a little of yourself in this one.
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Brock Newman's Guide to Saving in Your 20s
What would you tell a 21-year-old who just got their first paycheck? Better yet, what would a 21-year-old tell you? This week we sit down with Brock Newman, our new accounts rep at the Harrisburg branch, during his very first hour in marketing. Brock explains why your teens and early 20s might be the best saving years of your life. He shares his own "pre-investment" system and his take on credit cards and the stock market for first-timers. He also tells us the mortgage surprise he picked up during mentorship that changed how he thinks about buying a house. Whether you're just starting out or you have a young person in your life who is, this is one you'll want to share.
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Your Paycheck Is Your Most Valuable Asset. Here's How to Protect It.
When we make a list of the things we insure, the house and the car are usually the first to come to mind. Those are the big ones, and they feel like the obvious things to protect. But for most of us who get up and go to work every week, the single most valuable thing we own is not sitting in the driveway at all. It is our ability to earn a paycheck. That paycheck covers the mortgage, keeps the lights on, and quietly funds everything else in our lives. So on this week's episode of Isn't That Rich, we sat down to talk about the one thing a lot of folks never think to protect, and that is your income. The way you protect it is with disability insurance.
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Sit, Stay, Save: A Money Guide to Owning a Pet
We love our pets like family, but almost nobody sits down and does the math before bringing one home. This week we’re add up what a dog really costs from day one, from the leash and the crate to food, grooming, vaccinations, and the flea and tick routine nobody remembers to budget for. Then we get to the part that catches families off guard, the surprise emergency vet bill that can climb into the thousands overnight. We break down your two ways to protect yourself, buying pet insurance or becoming your own insurance company with a dedicated savings fund, and we lay out the real numbers so you can decide what actually fits your life. It is an honest, down-to-earth look at the true price of unconditional love, with a plan you can walk away and use.
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The Home Repairs You Should Be Saving For
Everyone wants the move-in-ready house. You want to unpack your boxes and start living, not immediately start a list of projects. But move-in ready only tells you how a house looks the day you get the keys. It doesn’t tell you what could be waiting five, ten, or fifteen years down the road. The truth is, every house is a collection of things on a timer. Your roof, HVAC, water heater, appliances and more all have a lifespan, and eventually, the bill comes due. In this episode, we’re breaking down how long the major parts of your home typically last, what they cost to replace in 2026, and a simple way to start saving now so when something does go out, it’s not a financial emergency.
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