The Truth About Rent-to-Own: What to Know Before You Sign
Thinking about buying a home but not quite ready to take the leap? In this episode of Isn't That Rich, Jill and Ashley unpack the world of rent-to-own homes - a flexible path to homeownership that might be just what you need. They break down how it works, the pros and cons, and how you can use the lease period to build your credit and get financially ready to buy. Plus, they share a detailed checklist of everything you should make sure is included in your lease and purchase option agreement. If you've ever felt stuck between renting and buying, this one's for you.
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The Beginner's Guide to Reward Credit Cards
Think credit card points are just a fun little perk? Think again. In this episode, we're spilling the tea on why points are actually their own secret currency -with rules, restrictions, and real-world value. We'll break down the three types of rewards cards (cash back, co-branded, and transferable), how banks can afford to hand out free trips, and why your points might even belong in your prenup. Whether you're a points newbie or just tired of wondering if you're doing it right - this episode is your roadmap to start playing the rewards game.
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The Secret to Protecting Your Business Partnership, Even from Each Other
When you start a business, the last thing you want to think about is what happens if things fall apart? Whether due to death, disability, or a split between partners. But that's exactly why every business owner should understand the power of a buy-sell agreement. We sat down with two of FSB Insurance's top agents, Nathan Ashby and Eric Witges, to break down what a buy-sell agreement is, how to fund it, and why it?s something even small businesses shouldn't ignore.
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You've Got the Degree...Now What? A Financial Survival Guide for New Grads
Graduation is exciting, but what happens when the diploma turns into bills, student loans, and your first paycheck? This episode is your no-fluff guide to the financial moves that actually matter after graduation. Learn how to set up the right checking and savings accounts, use your grace period to get ahead on student loans, build credit without debt, and take advantage of compound interest starting now. Whether you're landing your first job or figuring out how to make your grad money last past the weekend, this episode will help you start strong and stay smart with your money, no business degree required.
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When $76K Beats $85K: The Hidden Power of Job Benefits
Would you turn down $85K for a $76K job? After this episode, you just might. Jill and Ashley dive into the hidden value of job benefits, comparing everything from health insurance and retirement match to PTO and remote flexibility, to show how a lower salary can actually be the better deal. If you've ever assumed more money means a better offer, this episode will make you think twice.
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