The Financial Side of Farewells: Saving Grace in Funeral Planning
Tomorrow is Halloween, and we're about to dive into a topic that might seem eerie at first, but is incredibly important. While most people associate Halloween with costumes and candy, we're taking a different approach today, shedding light on a topic that often lurks in the shadows - funeral planning. As we explore this often overlooked aspect of personal finance, we'll reveal how meticulous planning can not only alleviate the emotional burden on your loved ones but also save you and your family from unnecessary financial distress during a time of grief. Today?s guest, Joni Binkley-Ross, is no stranger to having those important end-of-life conversations. In fact, as owner and funeral director of Binkley Ross Funeral Home, she is an expert on the topic. On today?s episode, Joni unravels the intricacies of funeral planning by discussing the various costs involved, strategies for budgeting, and the importance of having a well-structured financial plan in place. So, grab your favorite pumpkin-spiced beverage, find a cozy spot, and prepare to embark on a journey that will shed light on the power of foresight when it comes to your final farewell.
Read More
Elevating Customer Service in 4 Simple steps
When a customer walks into your business, they either leave feeling great or frustrated. There's no neutral ground. At Farmers State Bank, we've cracked the code on delivering top-notch customer service every single time. Here?s how we do it, and how you can too!
Read More
6 Reasons Not to Rely Solely on Social Security Benefits for Retirement
Planning for retirement is a crucial step for every working American. Understanding Social Security, how it works, and why you shouldn?t rely solely on it for retirement is essential. Additionally, knowing how to check your future retirement benefits can help you make more informed decisions. Let's dive into this topic and explore the details.
Read More
7 Streams of Income: The Blueprint for Financial Freedom
In today's unpredictable economy, relying on a single source of income can be risky. Diversifying your income streams is essential for financial stability and growth. Here are seven streams of income that can help boost your financial health, along with some practical insights and strategies.
Read More
Strategic Planning for Small Businesses: Big Impact on Success
Strategic planning is crucial for any business aiming to navigate the complexities of its environment and achieve long-term success. Our CEO, Charlie, recently shared valuable insights on how we approach strategic planning at Farmers State Bank. Here's a summary of our conversation, focusing on the key elements and processes that make our strategic planning effective.
Read More