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6 Reasons Not to Rely Solely on Social Security Benefits for Retirement

6 Reasons Not to Rely Solely on Social Security Benefits for Retirement

Planning for retirement is a crucial step for every working American. Understanding Social Security, how it works, and why you shouldn?t rely solely on it for retirement is essential. Additionally, knowing how to check your future retirement benefits can help you make more informed decisions. Let's dive into this topic and explore the details.

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7 Streams of Income: The Blueprint for Financial Freedom

7 Streams of Income: The Blueprint for Financial Freedom

In today's unpredictable economy, relying on a single source of income can be risky. Diversifying your income streams is essential for financial stability and growth. Here are seven streams of income that can help boost your financial health, along with some practical insights and strategies.

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Strategic Planning for Small Businesses: Big Impact on Success

Strategic Planning for Small Businesses: Big Impact on Success

Strategic planning is crucial for any business aiming to navigate the complexities of its environment and achieve long-term success. Our CEO, Charlie, recently shared valuable insights on how we approach strategic planning at Farmers State Bank. Here's a summary of our conversation, focusing on the key elements and processes that make our strategic planning effective.

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Locked and Loaded: The Power of a CD

Locked and Loaded: The Power of a CD

In today's rapidly changing financial landscape, it's essential to stay informed about various investment options. Certificates of Deposit (CDs) have been generating quite a buzz recently, offering a safe and secure way to grow your savings. To shed light on this often-misunderstood financial tool, we sat down with Kelly Green, a seasoned banking professional with over 20 years of experience, to discuss everything you need to know about CDs.

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Building a Home from the Ground Up | Part 2

Building a Home from the Ground Up | Part 2

Are you thinking about building your dream home? The construction loan process can seem intimidating, but with the right guidance and planning, it's entirely manageable. Here's a detailed look at the process, with insights from Ashley's experience and expert advice from Poli Benedict, a seasoned lender at Farmers State Bank.

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