College Planning Timeline for Students
It's back-to-school season, parents! And if you have a high school senior in your household, than this episode is for you. Senior year can be stressful! Not only is your student working hard to graduate on time, but they have the added pressure of completing their college applications so they can be accepted to the school of their dreams. We all know how exhausting (and expensive) the college application process can be and it seems impossible to keep track of all the deadlines and important dates throughout the year. In this episode, we will walk you through everything your student needs to do to stay on track during their senior year of high school.
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Foreclosure: Bargain or Bust?
You've seen it on the HGTV shows a million times. A crummy house on the corner goes up for auction and the gorgeous realtor couple puts in an all-cash offer and completely renovates the house in 30 minutes including commercials. This is what most people think of when they hear about the foreclosure process but there is far more to it than that? Sold to the person in the back!? Biding on a foreclosed property can be one of the riskiest investments in the real estate world and it's hard to know exactly what you're getting in to before the county clerk strikes the gavel! In this episode, you will learn why properties go into foreclosure, how the bidding process works, and if a foreclosed property is a bargain or a bust. Thank you to our Chief Mortgage Officer, John Streuter, for answering all our foreclosure questions!
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The Truth about Co-Signing on a Loan
Becoming a co-signer on a loan is a significant financial commitment, and it's essential to understand the implications fully. Many people might not realize what they're getting into when they agree to co-sign, thinking it's just a helpful gesture. However, co-signing is much more than that. It involves taking on full financial responsibility for the loan, even though you don't own any part of the asset purchased with it. Let's get into what being a co-signer really means and the factors you should consider before agreeing to it.
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Phishing For Trouble: Exposing Digital Scams
Fraud is something that we take very seriously at the bank and one thing we continue to learn is that fraud isn't the same scam over and over again. As technology evolves, fraudsters take advantage of ways to trick people into giving them sensitive information they can sell or use for their own evil purposes like stealing your money. Fraudsters are very smart and are unfortunately better at using technology for bad rather than good. During today's podcast, we are going to be sharing 5 of our favorite fraud stories and ways to protect yourself against fraud.
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A Better, Faster Personal Loan Option with Quilo
It's a beautiful but sweltering hot Saturday afternoon in July. You're just getting in from a wonderful day on the lake with your family who is staying with you from out of town. You open the door to find some relief from your air conditioned home when you find your a/c unit has gone Kerplunk. You call your favorite heating and cooling company, who gives you the not-so-great news that your a/c needs to be replaced. The good news is they have a unit is stock and would be happy to install it. The bad news is it's going to cost you a lot of cash you just don't have on hand. What do you do? You need cash fast but don't want to go through the drawn out loan application process and the thought of putting a purchase this large on your credit card with its current high interest rate gives you a stomach ulcer. Today we are talking about a new option for a personal loan called a Quilo Loan that might be your saving grace if you ever find yourself in a situation similar to this. Not only is it a fast and easy application process, but it allows you to pick your interest rate and payment schedule that fits your lifestyle. Let's dive in to how a Quilo loan could help you!
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