Decoding Plastic: Credit vs. Debit Security Tips
As the holiday season kicks into high gear, shoppers everywhere are gearing up for Black Friday deals and Cyber Monday splurges. But before you swipe your card, it's worth considering whether you should be reaching for your debit or credit card. While both have their merits, they also come with risks that can affect your financial health. To help you navigate these options, we spoke with Lexi Cavins, Customer Service Specialist at Farmers State Bank, to break down the pros and cons of each.
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The Collaborative Advantage: Marketing moves for Economic Empowerment
Today we're talking about the collaborative strategies that drive economic growth in a small town. Joining us is Marketing Manager for Arthur Agency, Alex Mullins, whose expertise in marketing has led to unique approaches in fostering collaboration for economic growth. Together, we explore the power of strategic partnerships, community engagement, and shared initiatives that not only benefit businesses but also contribute to the broader goal of economic and social empowerment. Alex shares real-world examples, and the latest marketing moves that can transform economic landscapes. This episode is a must-listen for anyone passionate about making a positive impact on their region.
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Untangling 10 Common Misconceptions About Money
Today we're tackling 10 widespread misconceptions about money. From the belief that budgeting is only for those facing financial troubles to the myth that a higher salary guarantees financial success, we debunk these ideas to help you make more informed financial decisions. Join us as we unravel these common money myths, providing clarity and insights to empower your journey towards financial well-being.
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Navigating the Estate Planning Journey
Estate planning is often thought of as something only the wealthy or elderly need to worry about. However, as Evan Taylor, a seasoned attorney from Lawler Brown Law Firm notes that estate planning is essential for everyone, regardless of age or financial status. Whether you're in your early 20s or enjoying your golden years, having a well-thought-out plan ensures that your assets are distributed according to your wishes and that your loved ones are taken care of when you're no longer around.
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Gold Mine or Money Pit: Rural Short Term Rentals
It's no secret that vacation rentals, such as Airbnb, are a hot topic when it comes to passive income and investing. It may seem easy and lucrative, especially when we watch TikToks featuring individuals who've just purchased ten houses in a different state with no money down and have already turned a profit. However, buying property is always a significant investment and carries inherent risks, regardless of your location. Our very own Jill Franks ventured into the Southern Illinois Airbnb community a few years ago. On this episode, we get to have a conversation about the reality of owning a vacation rental in a rural area, along with all the pros and cons that accompany such an endeavor.
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