ISN'T THAT RICH PODCAST | Farmers State Bank of Alto Pass | Illinois

Back to School, Back to Budget

School is back in session, and for many of us that means it's time to reset after a summer of road trips, pool days, and maybe a little extra spending. This episode aims to encourage you to give your fall budget a quick tune-up so you can feel confident about where your money's going. We'll share practical tips, easy swaps, and a few mindset shifts to help you keep enjoying the season while keeping your finances in check.

Welcome to the Isn't That Rich Podcast

As young females in the banking industry we love simplifying the confusing yet everyday questions that people have about money such as how do I get my finances in order, where is money really going, how I invest for my future, how do I make my money work for me, can I really afford to build that new home? These are the questions that keep us up at night, but the truth is no one is born knowing how to handle their finances, and chances are walking into a bank to ask someone about it is intimidating. Whether you're a single person in your early 20's saving for your first home, or you're an empty nester wondering what to do with your extra spending cash, this is the podcast for you!

Taking a Financial Inventory: Part 1

When was the last time you took inventory of your finances? And we mean not just the usual "logging into your bank account to see how much money you have left" inventory, but really took record of everything you own? Until last year, the two of us had never taken a full financial inventory either, but now that we have, we couldn't recommend it more!

Taking a Financial Inventory Part 2

We're about to talk about something super important - getting our financial lives together. We know, it sounds a bit boring-ish, but trust us, it's crucial, and it's not as mundane as it sounds. Last week, we chatted about gathering all the necessary documents to tackle our financial future. Now, we're diving even deeper into the nitty-gritty - our bank accounts, investments, insurance policies, and more. Knowing where we stand financially is like unlocking the secret to achieving our money goals. And guess what? It all starts with something called a financial inventory.

How to Protect Yourself from Fraud

Did you know fraud happens all the time? Yes, even here in small town southern Illinois! Fraudsters in our area are becoming more and more bold in their efforts and in ways we've never seen before. When it comes to fraud, your community bank can become your greatest wall of defense against some of the examples we will share with you. We will be talking ways to build a relationship with your bank to ensure you'll never be caught in the midst of a fraudulent scandal. Whether it's fraud over the phone, in person, through a stolen check, or online, you'll get the best tips on how to best protect yourself and your finances.