Effective as of 09/01/2016

Deposit Rates

You may need to clear your cookies and/or temporary internet files for the current rates to display.

Account Type Min. Deposit
to Open Account
Min. Balance
to Obtain APY**
Interest Rate APY**
3-Month CD $1,000.00 $1,000.00 .10% .10%
6-Month CD $1,000.00 $1,000.00 .10% .10%
12-Month CD $1,000.00 $1,000.00 .25% .25%
18-Month CD $1,000.00 $1,000.00 .30% .30%
24-Month CD $1,000.00 $1,000.00 .40% .40%
36-Month CD $1,000.00 $1,000.00 .50% .50%
48-Month CD $1,000.00 $1,000.00 .75% .75%
60-Month CD $1,000.00 $1,000.00  1.10%  1.10%


Contact your local branch for specials.

$1,000 minimum deposit to open account.
**Annual Percentage Yield or APY- The annual rate of interest paid on the account which does reflect compounding.
Rates are subject to change based on money market conditions.
Substantial penalty for early withdrawal.

NOTICE: The information contained in this site is provided for general guidelines on several subjects of interest for the user. User should be aware that laws, regulations and standards can vary and the information on this site should not be used as professional advice or services. A qualified professional should be consulted regarding user's own situation before any decision making. Farmers State Bank is not responsible for any actions taken by users. Use of this information is at user's own risk. Each user has a special or unique need or situation that should always be addressed by a professional who understands that need or situation. The information contained in this site is presented "as is" and Farmers State Bank does not guarantee that the information contained herein is accurate, complete or timely. Farmers State Bank will not be liable for any action, risk, loss, damages, whether direct or indirect, from use of the information contained in this site. This site is provided for informational use only. Our website contains links and features that are provided to our customers from outside sources. We are not responsible for and have no control over the content or subject matter of these links, however it is our sole intent to provide only good information that our customers can find useful. The user must be aware that there is a great amount of information and opinion to be considered by anyone looking after their financial situation. No two situations are alike. The most useful advice is that which is provided for a specific and individual set of circumstances.